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 What To Do After an Accident



Accidents do happen, and it is best to prepare ahead of time so you'll know what you'll need to do in the event that an accident occurs.

Too often, people are caught unaware of what to do in after an accident when it is already too late.  The best of drivers can still be involved in an accident, and it is important to know what to do and what information to collect if you are in an accident.

  • First, stay calm and relax and do not admit fault.  Next, move out of the way of oncoming traffic (if possible) and turn on your hazard lights.
  • Call the policy, regardless of the amount of damage done.  If insured, request medical assistance when you call the police.
  • Make sure to exchange information with the other party(ies) involved.
    • Gather driver's names, addresses, and contact phone numbers.
    • Obtain their insurance company name and policy number
    • Write down vehicle identification numbers and/or plate numbers of all vehicles involved
    • Collect any witness contact information (this will be important, especially if the details of the accident are unclear by the damages done to the vehicles)
  • Once you exchanged the correct information, and sought medical attention, if necessary, then it is appropriate to call your insurance company or agent to discuss the accident details.
  • Most insurance carriers have a network of body shops where repairs can be done in a timely manner, and a rental car provided while your car is being fixed (if coverage is available on your policy).
With these tips in mind, you should be better prepared when the unfortunate accident does occur.




 
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